Terms of sale

These terms apply to purchases of Policy Convergence products from zayc LTD ("we"), company number 12067505, registered office Unit Da2 Sutherland House, 43 Sutherland Road, London, England, E17 6BU.

1. Products and prices

Products are digital files and, for subscriptions, dated updates. Prices are shown in US dollars on the pricing page; VAT is added where it applies.

2. Payment

Card payments are processed by our payment provider, which may act as the seller of record. Organisations may pay by invoice within 30 days.

3. Delivery

Files are delivered by download link after payment. Files carry the buyer's name and the licence type.

4. Consumer right to cancel

If you buy as a consumer you have 14 days to cancel. If you ask us to supply the download immediately and acknowledge that you lose the right to cancel once the download starts, the right to cancel ends when the download begins.

5. Subscriptions

Update subscriptions run for 12 months. We remind you before renewal, and you can cancel online or by email at any time before the renewal date.

6. Liability

Products are information only and not investment, legal or tax advice. For business customers our total liability is limited to the price paid. Nothing limits liability that cannot be limited by law.

7. Law

These terms are governed by the law of England and Wales.